AMJ Financial Blog

Monthly Archives: December 2014

Misusing Target Date Funds Can Lower Returns

Target Date Funds are the default choice for many 401(k) savers. Proof that more Americans are gravitating toward the “set it and forget it” mentality can be found in a recent Reuters article revealing target date fund assets have soared to $624 billion. But when it comes to how Target Date Funds should be used, some workers… Read More

Categorized in: Retirement | Tags:

The Markets – December 15th, 2014

AMJ Financial Wealth Management Weekly Market Commentary December 15, 2014 It was no fun to be an investor last week. The week prior, a commentary in The Wall Street Journal’s blog, MoneyBeat, offered this insight: “Falling oil prices are thought to be good for stocks because they stimulate consumer spending and hold down inflation. The lower costs… Read More

Categorized in: Market Commentary, Uncategorized |

The Markets – December 8th, 2014

AMJ Financial Wealth Management Weekly Market Commentary December 8, 2014 In the United States, it was more of the same ole, same ole… The Dow Jones Industrial Average and Standard & Poor’s 500 closed at record highs for the exceeded expectations. For the 10th That’s the longest string of improvements since 1994, according to Reuters. Not only did… Read More

Categorized in: Market Commentary |

Investing in a Roth as Part of College Education Planning

A Roth IRA can be a smart way to save for a child’s education or fund continuing education classes. However, the key is to maintain the right amount of risk depending on when the money will be used for college expenses. Education Planning doesn’t have to be complicated, especially with the guidance of a respected financial adviser. According to… Read More

Millennials and Their Money: 3 Tips for Overcoming Investing Fears

When it comes to Millennials and their money, most Americans ages 18 to 29 would rather sit on a boat load of cash. They have a sinking feeling that investing in the stock market is like boarding the Titanic. According to a recent Bankrate.com study cited by a recent The Street article, younger people prefer cash. Of course,… Read More

Categorized in: Investment, Retirement | Tags: ,