AMJ Financial Blog

Monthly Archives: February 2015

The Markets – February 23, 2015

It was all Greek to investors. Last Thursday, things weren’t looking so good for Greece. Barron’s explained: “…Germany scotched Greece’s request for a six-month extension to its existing aid package. Athens had sought more time to renegotiate the Draconian austerity package imposed on the land of Pericles, to keep from going bust and, perhaps, being… Read More

Where has all the Customer Service Gone?

We have all had the phone tree experience. You know you need some help with something, let’s say a Doctor’s appointment, and so you call the office. You get a recorded voice, sometimes not even human, and a list of five to ten options with associated numbers to press. Then someone comes into the room… Read More

Steps to Prevent and Avoid Fights Over Estates

A death in the family is traumatic and stressful, and something which all affected must come to terms with in their own way and in their own time. Unfortunately, it’s also usually the time during which emotions are running at their highest when family members need to come together and agree. In this ‘perfect storm’ of emotion, disagreements can… Read More

Categorized in: Estate Planning |

The Markets – February 9, 2015

What’s in an employment report? Last week, the U.S. Bureau of Labor Statistics’ Employment Situation Summary was full of encouraging data. Employment numbers for last November and December were revised higher which made 2014 the strongest year for job growth since 1999. However, 2015 isn’t off to a shabby start. The economy added just over… Read More

What is the importance of a diversified portfolio in retirement?

It’s difficult enough to plan and save right for retirement, given today’s topsy-turvy financial markets. What’s more, it can be a bit of a puzzle in those Golden Years to come up with the right withdrawal plan. What is the importance of a diversified portfolio? The idea, of course, is to find that balance between spending down… Read More

Categorized in: Investment |

The Economics of Love

Romantics welcome Valentine’s Day and having the opportunity to lavish loved ones with attention. Economists appreciate Valentine’s Day, too. Sure, the $13 billion spent on Valentine’s Day is just a drop in the $17 trillion bucket of goods and services produced in the United States, but love is powerful and has value beyond the candy,… Read More

Categorized in: Uncategorized |

The Markets – February 2, 2015

It’s true. January did not turn out to be the best month for U.S. stock markets. At the end of the month, the Standard & Poor’s 500 Index (S&P 500) was down about 3.1 percent. Before you start listening to pithy observations – the saying ‘as goes January, so goes the year’ has been making… Read More