AMJ Financial Blog

Category: Investment

What is the importance of a diversified portfolio in retirement?

It’s difficult enough to plan and save right for retirement, given today’s topsy-turvy financial markets. What’s more, it can be a bit of a puzzle in those Golden Years to come up with the right withdrawal plan. What is the importance of a diversified portfolio? The idea, of course, is to find that balance between spending down… Read More

Categorized in: Investment |

5 Qualities to Look for in a Financial Advisor

Hiring a financial advisor can be a great way to navigate the complicated financial scene and safeguard your future. But not all advisors are created equal. Here are 5 qualities to look for when you are deciding which financial advisor is right for you: 1. Personality. Your financial advisor’s personality may not seem like that big of… Read More

Categorized in: Investment, Wealth Management |

The Importance of Maxing out Contributions to Employer Sponsored Plan Accounts

According to the Employee Benefit Research Institute, only about 4 in 10 workers contributed to an employment-based retirement plan in 2011. This means that the other 60 percent of workers could be missing out on one of the most valuable retirement tools available to them. There are some significant benefits associated with contributing to such a plan. And these… Read More

Millennials and Their Money: 3 Tips for Overcoming Investing Fears

When it comes to Millennials and their money, most Americans ages 18 to 29 would rather sit on a boat load of cash. They have a sinking feeling that investing in the stock market is like boarding the Titanic. According to a recent Bankrate.com study cited by a recent The Street article, younger people prefer cash. Of course,… Read More

Categorized in: Investment, Retirement | Tags: ,

Money held in ‘private placement investments’ are for accredited investors

In today’s low-interest rate environment, traditional investors may avoid reaching for more yield, or growth possibilities, because of the higher risks involved. That may define investors with a portfolio of securities purchased in the open markets, like the New York Stock Exchange, NASDAQ, for example. In addition, traditional investors may already be aware of their own risk tolerance… Read More

Building Wealth is more than just investments

Recently I met with a couple that was referred to me by a long time client.  At the meeting a comment was made that if a “financial advisor” starts talking to you about your taxes and estate planning you should run away.  I know that sentiment is out there, because this was surely not the… Read More